# How can I accept USDT payments on my website without writing code?

> Use a crypto payment gateway that offers payment links or a hosted checkout page: you create a link for the price, put it behind a 'Pay with crypto' button, and the gateway shows the customer the address and network, watches the blockchain and marks the order paid. No code is needed unless you want orders to update automatically through an API.

Source: https://quantumines.com/answers/accept-usdt-payments-without-code
Published: 2026-11-03 · Last updated: 2026-11-03
Publisher: Quantumines (https://quantumines.com/), founded by Muhammad Ali Raza (Ali Arbi)

You do not need a developer to start taking USDT. A crypto payment gateway gives you a payment link or a hosted checkout page, you put that link on your site, and the gateway does the blockchain work: it shows the customer where to pay, detects the payment and tells you when it has arrived.

## The no-code setup, step by step

- Pick a gateway and create an account. Compare a few on four things: the fee per payment, which networks they support for USDT, when and how you can withdraw, and what they ask for at sign-up.
- Choose the networks you will accept. USDT exists on several blockchains. Accept the ones your customers already use. Network fees vary a lot: sending on Ethereum mainnet usually costs the customer more than on Tron, BNB Smart Chain, Polygon or Solana.
- Create a payment link. Set a fixed price for a product, or let the customer enter the amount (useful for donations, deposits or custom quotes).
- Add the link to your site. Paste it behind a "Pay with crypto" button on your product page, invoice email or social profile. Any website builder can do this.
- Check paid orders in the gateway dashboard. Each payment becomes an invoice you can see as pending, paid or expired.

## Where code becomes useful

If you want your shop to mark orders paid by itself, unlock downloads automatically, or create invoices for each cart, you need the gateway's API and webhooks. That is a small integration job, not a rebuild.

## Mistakes that cost merchants money

- Wrong network. USDT sent on a network the invoice does not support can be very hard to recover. Use a checkout that shows the network clearly next to the address.
- Underpayments. Some wallets subtract the network fee from the amount sent. Decide in advance how you handle a payment that arrives a little short.
- Price expiry. Invoices usually expire after a set time. Tell customers to pay before the timer ends.
- Records. Keep the statements your gateway gives you. Crypto income is usually taxable, and rules differ by country; ask an accountant where you are.

## How CryptoMerchant handles it

Disclosure: CryptoMerchant is built and run by Quantumines, the studio that publishes this answer.

CryptoMerchant (https://cryptomerchant.online) offers the no-code route described above: fixed-price or pay-what-you-want payment links, a hosted checkout page for your store, and a page for every invoice. Developers can use its API, with webhooks signed using HMAC-SHA256.

| Question | CryptoMerchant |
| USDT networks | Ethereum, BNB Smart Chain, Polygon, Arbitrum One, Tron, Solana |
| Other coins | 23 coins on 11 networks in total, including USDC, Bitcoin, Litecoin, TON and XRP |
| Fee | 1% per paid invoice; no fee on expired or cancelled invoices; a network gas fee when funds are swept |
| Setup | Free; no identity documents to sign up (you still have to follow the law and its terms) |
| Withdrawals | Any time, no minimum |

Facts from cryptomerchant.online, checked on 3 November 2026. Compare them with other gateways before choosing; the right one depends on your customers' networks and your country's rules.

New to the terms? See the crypto payments glossary (https://quantumines.com/crypto-payments-glossary).